Comments on: Poor MBNA http://irregularpayments.com/2005/04/21/poor-mbna/ one random couple's crawl out of debt Thu, 28 Aug 2008 15:25:24 +0000 http://wordpress.org/?v=2.5.1 By: Did I Happen to Mention? MBNA Sucks » Irregular Payments http://irregularpayments.com/2005/04/21/poor-mbna/#comment-72 Did I Happen to Mention? MBNA Sucks » Irregular Payments Fri, 13 Jan 2006 07:28:02 +0000 http://irregularpayments.com/2005/04/21/poor-mbna/#comment-72 [...] Was just going through this sites stats and stumbled across an interesting tidbit: a full 38% of my referrals from search engines go to my ‘Poor MBNA‘ post (re: their declining revenue because of high customer payments) back in April. [...] [...] Was just going through this sites stats and stumbled across an interesting tidbit: a full 38% of my referrals from search engines go to my ‘Poor MBNA‘ post (re: their declining revenue because of high customer payments) back in April. [...]

]]> By: Kassy Ellefson http://irregularpayments.com/2005/04/21/poor-mbna/#comment-28 Kassy Ellefson Fri, 29 Apr 2005 21:51:37 +0000 http://irregularpayments.com/2005/04/21/poor-mbna/#comment-28 I did my part too! I had a credit line from MBNA and the interest rate went up 2% in 9 months even though I never had a late payment and always paid at least double the minimum. I think I was being punished because they couldnt make money off of me. Well I didn't appreciate my interest rate going up so I found a credit card with a 0% interest for 4 months then a fixed rate which was 4 percent lower than my MBNA rate. This was a good story to hear, poor MBNA, I wish I could feel sorry for them. I did my part too! I had a credit line from MBNA and the interest rate went up 2% in 9 months even though I never had a late payment and always paid at least double the minimum. I think I was being punished because they couldnt make money off of me. Well I didn’t appreciate my interest rate going up so I found a credit card with a 0% interest for 4 months then a fixed rate which was 4 percent lower than my MBNA rate. This was a good story to hear, poor MBNA, I wish I could feel sorry for them.

]]> By: » Banking and Credit Card Fees Are Good For You by Blueprint for Financial Prosperity http://irregularpayments.com/2005/04/21/poor-mbna/#comment-25 » Banking and Credit Card Fees Are Good For You by Blueprint for Financial Prosperity Thu, 28 Apr 2005 19:49:47 +0000 http://irregularpayments.com/2005/04/21/poor-mbna/#comment-25 [...] not pay your bill on time??? Of course, as I mentioned in the Late Payment example, some banks are evil cheats who are trying to scam you. When it comes to those banks, just cancel yo [...] [...] not pay your bill on time??? Of course, as I mentioned in the Late Payment example, some banks are evil cheats who are trying to scam you. When it comes to those banks, just cancel yo [...]

]]> By: Chloe http://irregularpayments.com/2005/04/21/poor-mbna/#comment-24 Chloe Thu, 28 Apr 2005 00:30:16 +0000 http://irregularpayments.com/2005/04/21/poor-mbna/#comment-24 I'm glad to say that I'm one of the suckers who are taking MBNA down peg by peg. Or at least releasing myself of servitude to that company. It's also great to hear good collective financial news for us little folks, instead of those nasty giants! I’m glad to say that I’m one of the suckers who are taking MBNA down peg by peg. Or at least releasing myself of servitude to that company.

It’s also great to hear good collective financial news for us little folks, instead of those nasty giants!

]]> By: James Paden http://irregularpayments.com/2005/04/21/poor-mbna/#comment-20 James Paden Tue, 26 Apr 2005 15:54:09 +0000 http://irregularpayments.com/2005/04/21/poor-mbna/#comment-20 What I do is set a reminder in Outlook 3 days before every bill is due and have it reoccur at that date every month. However, I did run into a problem last week where I thought the payment was due this week, but it was due last week (I don't know how my reminder got off by 6 days). I've got one for each of my five credit cards so it works out nicely. What I do is set a reminder in Outlook 3 days before every bill is due and have it reoccur at that date every month. However, I did run into a problem last week where I thought the payment was due this week, but it was due last week (I don’t know how my reminder got off by 6 days). I’ve got one for each of my five credit cards so it works out nicely.

]]> By: jim http://irregularpayments.com/2005/04/21/poor-mbna/#comment-19 jim Mon, 25 Apr 2005 16:27:03 +0000 http://irregularpayments.com/2005/04/21/poor-mbna/#comment-19 They change the due date each month!? That's ridiculous ridiculous. They change the due date each month!? That’s ridiculous ridiculous.

]]> By: Irregular One [aka Sean] http://irregularpayments.com/2005/04/21/poor-mbna/#comment-18 Irregular One [aka Sean] Mon, 25 Apr 2005 14:25:48 +0000 http://irregularpayments.com/2005/04/21/poor-mbna/#comment-18 <blockquote cite="http://irregularpayments.com/2005/04/21/poor-mbna/#comment-17">I’m glad to hear of MBNA’s “misfortune,” but wouldn’t the 17th be on a different day every month and only happens to fall on a Sunday in April by chance? (it only happens in July of ‘05 also)</blockquote> That'd be true enough - assuming my due date would be the same every month. Unfortunately, it's not; it's always shifting around a day or three. For instance, looking at my online bill, next month's is due the 15th, which falls on a (pulling up my calendar)... well, what do you know, a Sunday. That said, I don't honestly know if it's been a Sunday consistently (my statements are at home and I am not or I'd look); I'll have to take a look this evening. The real problem with the Sunday scheduling is that they can <em>certainly</em> do a little something for, instead of against, their customers and help avoid this particular potential trip up - after all, they won't even let me think about scheduling an automatic payment on a Sunday (or a Saturday, for that matter). That they're not with their paper bills tells me it almost has to be intentional.

I’m glad to hear of MBNA’s “misfortune,” but wouldn’t the 17th be on a different day every month and only happens to fall on a Sunday in April by chance? (it only happens in July of ‘05 also)

That’d be true enough - assuming my due date would be the same every month. Unfortunately, it’s not; it’s always shifting around a day or three. For instance, looking at my online bill, next month’s is due the 15th, which falls on a (pulling up my calendar)… well, what do you know, a Sunday. That said, I don’t honestly know if it’s been a Sunday consistently (my statements are at home and I am not or I’d look); I’ll have to take a look this evening.

The real problem with the Sunday scheduling is that they can certainly do a little something for, instead of against, their customers and help avoid this particular potential trip up - after all, they won’t even let me think about scheduling an automatic payment on a Sunday (or a Saturday, for that matter). That they’re not with their paper bills tells me it almost has to be intentional.

]]> By: jim http://irregularpayments.com/2005/04/21/poor-mbna/#comment-17 jim Mon, 25 Apr 2005 13:56:30 +0000 http://irregularpayments.com/2005/04/21/poor-mbna/#comment-17 I'm glad to hear of MBNA's "misfortune," but wouldn't the 17th be on a different day every month and only happens to fall on a Sunday in April by chance? (it only happens in July of '05 also) I’m glad to hear of MBNA’s “misfortune,” but wouldn’t the 17th be on a different day every month and only happens to fall on a Sunday in April by chance? (it only happens in July of ‘05 also)

]]> By: Broke http://irregularpayments.com/2005/04/21/poor-mbna/#comment-16 Broke Mon, 25 Apr 2005 10:34:50 +0000 http://irregularpayments.com/2005/04/21/poor-mbna/#comment-16 These are the credit card stories I like to hear !! These are the credit card stories I like to hear !!

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