Two-thirds of the June gone, but better late than never. Presenting, the May 2005 Report Card!
| Assets/Liabilities | April 30 | May 31 | Diff |
| Assets | |||
| Checking | $172.97 | $42.26 | ($130.71) |
| ING Orange Savings | 155.40 | 306.07 | 150.67 |
| Firstrade ROTH | 100.05 | 103.21 | 3.16 |
| Firstrade SIMPLE | 998.00 | 1,245.00 | 247.00 |
| Wife’s 457 | 23,936.67 | 24,784.84 | 848.17 |
| Wife’s PERS | 9,000.00 | 11,733.35 | 2733.35 |
| TOTAL Assets | $34,363.09 | $38,214.73 | $3,851.64 |
| Liabilities | |||
| Hospital Bill | $570.71 | $470.71 | ($100.00) |
| Credit Cards | |||
| Chase | 19,692.12 | 14,234.07 | (5,458.05) |
| American Express | 0.00 | 5,000.00 | 5,000.00 |
| MBNA | 354.81 | 0.00 | (354.81) |
| Total Credit Cards | 20,046.93 | 19,234.07 | (812.86) |
| TOTAL Liabilities | $20,617.64 | $19,704.78 | ($912.86) |
| NET WORTH | $13,745.45 | $18,509.95 | $4,764.50 |
A couple noteworthy items:
- The PERS increase of $2,733.35 came about not from any furthur investing on our part, but merely because the state finally revealed what was actually socked away in that account (getting info from the gov’t is like pulling teeth sometimes). It would be rolled over into an IRA already but for the fact that it receives an interest payment just once a year, on June 30th. Cashing it out now would be like throwing out the last 11 1/2 months of interest, which last year apparently amounted to almost $500. So we’ll hold off until after that point before rolling it over…
- I did a balance transfer of $5,000 from the Chase account (@13.25%) to the new American Express Blue account (@0% until October 2006). So, no, I didn’t go and put that $5k on red…
- I’m still not meeting my goal of $1,000 off the credit cards, but at least did slightly ($80) better than last month. Still, came up short almost $200, and not exactly sure why. I’ll have to pick apart last months transactions and get a clearer picture of what’s going on…
