Irregular Payments

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photo credit: ToniVC

Summer has finally made itself fully known, and walking outside is like walking into a sauna. Which is fine if I wanted a sauna, but not so fine if I just wanted to go for a walk. So, what better time to break out ye’ olde spreadsheet and see what kind of progress was made in killing off debt last month?

Summer always seem to be a little more expensive for us than other times of the year. After all, when it’s snowing and 7 degrees, we are perfectly content not wandering much and just staying warm inside here at home.

But it being a beautiful summer, we felt like wandering a bit. We made our annual pilgrimage to my extended family reunion, and decided to take a couple extra days to see my wife’s brother nearby while we were in the area. We did do a budget for the vacation, but it being one of those things we didn’t regularly budget for in the past (otherwise known as everything), we didn’t end up budgeting enough. A couple extra meals out, a few too many trips to the coffee shop, some random spending, and the bottom line showed us a couple hundred overspent.

I was a little disappointed, but wasn’t extraordinarily bothered by it. My wife? Borderline stroke. I had no idea how deeply the get-out-of-debt bug I brought home had bitten her! A few serious conversations about our goals and progress and such, and she relaxed a bit while also imbuing in me a little extra motivation to kick a few things into higher gear…