Irregular Payments

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While I am certainly no fan of the tactics of many in the credit card industry, sometimes I’m not so sure we don’t get precisely what we deserve. For instance, in public comments to regulators on their credit card gripes, we see one commenter lamenting, apparently, the reality of time passing:

I agree that 30 days late is late — one day is not late!

Has our education system gotten so poor that we cannot even grasp simple words like late anymore?

late: Coming, occurring, or remaining after the correct, usual, or expected time; delayed

photo credit: Daveybot

Spring ends, summer begins, more debt goes to the great beyond. Isn’t it a wonderful thing?

Yet another month of incremental debt killing. While I could have boosted the damage done to the final tally a bit by using returns from my expanding online marketing side business, right now I’m comfortable using the funds to reinvest in what’s been working. Maybe next month I’ll throw the excess at the debt, but for now having the ability to use the play I have in that side business’s cash flow to experiment has proven useful.

Likewise, I’m sure we could have trimmed more, but going over our spending versus the budget it looks like we did a little comfort spending in June. In the end, it is just money, and we needed a little cheering up more than we needed to knock a couple hundred more off the total, so c’est la vie. Speaking of, we are still waiting to hear on medical bills associated with our loss. Since we have a pretty substantial deductible, unless medical procedures have gotten cheap all of a sudden, the ol’ total is almost certainly going to suffer a brief reversal soon.

Anyway, for those into specifics, here ya’ go:

photo credit: rickz

Two weeks to go, and I get a breather! Oddly, I know I’ll miss the chaos and the end-of-the-day mental exhaustion when it’s over. But I’m looking forward to having time to focus on my side business replacement project, which is beginning to show some of the decline that two months+ of almost complete neglect tends to produce!

On the debt front, as you can see we managed to kick out well over $1,000 this month:

A slow but steady chipping away. I’ll definitely take it!